Financial Abuse of the Elderly

Financial Abuse of the Elderly Combatting Financial Abuse Introduction Elder financial abuse is becoming a bigger threat and costly problem affecting elders and their families. As the older adult population in the U.S. continues to increase, so will the opportunities for unscrupulous criminals to take advantage of the wealth that many older adults have accumulated through their lifetime. While these crimes seem to be only committed by strangers, elder financial abuse is also committed by people who occupy traditional positions of trust, such as friends and relatives. Combatting financial elder abuse begins with getting the entire family and social network involved. Talk frequently with the elder.   Have they been approached by new friends lately? Have they been offered a recent unique opportunity? Listening closely enough, one will be able to spot and stop scams before they go too far. Importance to the study Financial losses due to fraud and abuse can undermine the ability of older adults to continue to live in their own homes and afford their long-term health care needs. This stress can take a great toll on the elder. Many older individuals experience increased health problems that can lead to serious depression all due to the increase in financial loses. Perhaps worse is the loss of trust older adults develop in others and themselves after being the victims of financial fraud. Financial Fraud is a Widespread Problem In 2015 alone, older adults lost a total of $36.5 billion because of financial fraud and scams. Seniors who are socially isolated and/or in mental decline can be especially susceptible. The abuse can leave victims traumatized as well as financially harmed, or even ruined. The fear is the problem could worsen since more than 10,000 Americans turn age 65 every day. An estimated one in five older adults has been the victim of financial fraud. Many of these victims are stripped of their assets and left with little to live on. Many of these victims rarely see their money returned even if the criminal is caught. And of course, many people dont report the crime at all. The Federal Trade Commission says one in 24 financial elder abuse crimes ever get reported. What are some statistics of Elder Financial Abuse? Most analysts go with the 2010 Investor Protection Trust Elder Fraud Survey which said one in five Americans over the age of sixty-five, has been victimized by a financial fraud and a 2011 MetLife Mature Market Institute study determining that financial exploitation costs seniors at least $2.9 billion annually. At the other end of the scale, True-Link, a company that provides account-monitoring software for elders and their families, has projected that financial elder abuse costs families more than $36 billion a year, 12 times the MetLife estimate. True-Link arrived at its estimate by surveying family caregivers of older people. Defining financial elder abuse is very difficult because of the wide estimates of what is considered financial elder abuse. Many know it’s a problem but how big the problem is quite hard to say, because hard data is so scarce. The reason for this scarcity is due to the fact financial abuse often goes unreported, because the victim often feels shame and embarrassment. This paper will explore financial abuse and how to combat financial abuse in the elderly population. Literature Review Many theories have been proposed to help explain financial elder abuse. Such theories have mainly been adapted from other fields such as child abuse and intimate partner abuse. Although the literature covers a wide variety of these theories, this review will focus on several major themes which emerge repeatedly though out the literature reviewed. These themes include: how prevalent is elder financial abuse, who is committing elder financial abuse, what effects does financial abuse have on its victims and what can be done to help prevent elder financial abuse. Although the literature presents these themes in a variety of contexts, this paper will primarily focus on their application to how devastating elder financial abuse can be to its victims. The prevalence of financial elder abuse is on the rise. As baby boomers are now in retirement criminals are taking advantage of this ever-increasing opportunity to steal from them. Burns, Henderson, Charles, Sheppard, Zhao, Pillemer and Lachs (2017) suggests that, â€Å"Approximately one of every 18 cognitively intact older adults living in the community experiences financial fraud or scam each year.† It is felt that elder financial abuse can be considered a sort of financial exploitation. This exploitation occurs when the perpetrator misuses or takes the elder’s money for their own personal benefit. This frequently happens without the knowledge or consent of a senior, depriving them of vital financial resources. The rising number of seniors only increases the opportunities for perpetrators to practice their art of stealing. The question that begs to be answered is who would do this to our most vulnerable generation? Perhaps the most tragic element of elder abuse is the fact that in many cases, the perpetrator is a trusted friend or family member whom the elderly person thinks is acting in their best interest. A popular way to gain access to the elder’s finances is through using the services of a lawyer. Lawyers need to be aware of the ways in which their services may be used by family members or caregivers as a means of financial abuse. Hannah (2016) say’s â€Å"Often, a lawyer may be asked to draft documents that provide an elderly persons family member or caregiver with an opportunity to steal the elderly person’s possessions. â€Å"A story was once told about a distraught sister,  convinced that her brother was stealing from their parents. The daughter was concerned because the son was given total control over their parent’s affairs. This gave him the legal authority to make both financial decisions without being accountable to anyone else and all healthcare decisions as well.   When asked if the daughter had called Adult Protective Services, she said, â€Å"no because she didn’t want to get her brother in trouble.† Perpetrators are not limited only to the ones the senior might know, there are others. Seniors control a major portion of the nation’s wealth. Thieves go where the money is and realize that the elderly often suffer from cognitive and physical disabilities and are vulnerable. Also, many seniors are socially isolated, lonely and have no one to consult with on financial matters thus making them susceptible to manipulation. Goergen and Beaulien (2010) explains, â€Å"Perpetrators pretend trustworthiness by posing as relatives when they call the elderly on the telephone or pose as craftsmen at victims’ doorstep, or they appeal to victims’ readiness to help by pretending to be a family member in a situation of distress and needing support.† Another sad story was told, when a man prompted an elderly woman to sell her home and wire the money to a mysterious bank account.  The man, who claimed to be communicating from another country, promised to marry her. It was all a scam. Today, the woman is homeless. When asked why she did that, she said, â€Å"well that’s what you do when you’re in love.† People committing financial fraud schemes are experts in deception, and very good at coming up with new ways to trick unsuspecting victims. They have learned to be experts in manipulation. Tacchino (2017) says in some cases, the elderly client feels responsible for what happened and they are too embarrassed to make a complaint. Suffering victimization can lead a senior to withdraw and have an increasing feeling of hopelessness. Faced with financial loss, some victims may contemplate suicide. Additionally, having money stolen in retirement can make it difficult for the elderly to afford needed medical care which can cause medical conditions to worsen. While it’s important to understand the signs of elder abuse, it may be more productive to take steps to prevent abuse from occurring in the first place. Oumlil and Williams (2011) Given the significance of the elderly consumer market in the development of successful and comprehensive marketing strategies, it is imperative that marketing decision-makers and policymakers better understand and respond to the varied needs of this significant consumer segment.   Family conversations can help gain insight into the senior’s affairs and mental state. Jackson (2015) explained, people who have been battling financial exploitation are pleased to observe the increased attention that financial exploitation is receiving at all levels of society. Family discussions between elders and adult children could serve as a much-needed reality check. Ideally, conversations on these matters should take place well before retirement, to ensure that elders are adequately prepared. This will give the whole family the time needed to anticipate, plan, and make smarter, more informed decisions. In identifying weaknesses and gaps, one question would be how often are perpetrators caught and what are the penalties that they would receive.   There is very little to no news of anyone being fined or sent to prison for stealing an old person’s life savings. In conclusion, focusing on these five major themes which have emerged though out the literature reviewed include a better understanding of the prevalence in elder financial abuse, who is committing elder financial abuse, what effects financial abuse has on its victims and what can be done to help prevent elder financial abuse. Hopefully this will show how devastating elder financial abuse can be. Oral History An interview with Joe F. who wished to remain anonymous is 77 years old.   He had the unfortunate experience of someone trying to trick him into sending money under the false impression of helping a family member out of a financial jam.   Joe became an unwilling expert in the popular scam which is commonly known as the grandparent scam. Goergen and Beaulien (2010) explain, that perpetrators pretend trustworthiness by posing as relatives when they call the elderly on the telephone or pose as craftsmen at victims’ doorstep, or they appeal to victims’ readiness to help by pretending to be a family member in a situation of distress and needing support. It is so simple and so devious because it uses one of most reliable assets seniors have, it’s their hearts. Scammers will place a call to an elderly person and when the senior picks up, they will say something along the lines of: â€Å"Hi Grandpa, do you know who this is?† This is exactly how Joe said his unsuspecting scam call started out. He said when he answered the phone, the voice on the other end was hard to recognize, the excuse was given that it was a bad cell phone signal. The unsuspecting grandparent guesses the name of the grandchild the scammer most sounds like. By doing this the scammer can establish a fake identity without having to do any background research. Joe said, â€Å"Is this Jack?† The voice on the other end said, â€Å"yes, its Jack.† Once the fake grandchild identity is established the scammer will usually ask for money to solve some unexpected financial problem such as overdue rent, payment for car repairs, etc. In Joe’s case the caller said they were in a traffic accident and needed some money to have the car towed. Often the scammer will ask money to be sent via Western Union or MoneyGram. Often money transferred this route does not require identification to collect.  At this point, Joe began to be suspicious because Jack only has his learners permit and would not be driving alone.   So, Joe began to probe further by asking where Jack was. The voice on the other end was reluctant to say. Often the scam artist will beg the grandparent, â€Å"please don’t tell my parents, they would kill me.†Ã‚   By this time, Joe felt like this was a scam and hung up the phone. These scams are likely to be done hundreds of times on unsuspecting seniors just like Joe. The fact that no research is needed makes this a scam a popular one that can be perpetrated over and over at very little or no cost to the scammer. After the call, Joe went on to say how vulnerable he felt. He said they knew my number, they knew my name and now they know my grandsons name. Then he said, â€Å"my feelings of vulnerability turned to anger.† These feelings are common with the victim. Imagine the heightened feelings of vulnerability and anger knowing they had stolen your money as well. Joe said he was glad I was doing this research on this topic and hopes this will help others be more educated about how to avoid being victims of this type of financial abuse. Brian’s Story is about financial elder abuse that happens when the perpetrator is known to the victim. Brian’s brother, stole thousands of dollars from him when Brian moved into an assisted living center. Brian’s retirement funds began to disappear after his brother was granted power of attorney to take care of his finances. After Brian had a visit with his son, they uncovered that Brian’s brother had lied to him about the selling price of his condominium. The price was $156,000 more than what is brother had said the condo sold for. When he returned home, Brian unsuccessfully tried to address the subject with his brother. Things took a turn for the worse when he got a letter from Medicare that said that because he hadn’t paid his premiums he was suspended from the program. His brother had neglected making these payments. For Brian, taking his brother to court proved futile. Through a series of consultations, Brian said he was told that even if his brother did get convicted, he would be dead by the time he would recover any of the money. But Brian isnt letting his financial woes keep him down.   His attitude is inspirational. Brian is not alone. So many elders will be financially abused annually, and the numbers will continue to rise, because many seniors are likely too scared or otherwise unable to seek help. Discussion As many of us have parents that are elders or we might be elders ourselves, it is important to understand how prevalent elder financial abuse is. It is imperative to know who is committing elder financial abuse, to understand what effects does financial abuse have on its victims and what can be done to help prevent elder financial abuse from happening. Some have argued that financial elder abuse is not very common because the news seldom carries stories of such cases. However, findings from Burns, Henderson, Charles, Sheppard, Zhao, Pillemer and Lachs (2017) suggests that approximately five percent of cognitively intact older adults living in the community experiences financial fraud or scam each year. As the increase of baby boomers now in retirement criminals are taking advantage of this ever-increasing opportunity to steal from them. As a home health nurse, I am finding that financial elder abuse is happening more and more due to the increased complaints reported by my patients. So why are the elderly so vulnerable? Thieves go where the money is and realize that the elderly have it. To make getting it easier, many seniors often suffer from cognitive and physical disabilities making them more vulnerable. Goergen and Beaulien (2010) explains, perpetrators pretend trustworthiness by posing as relatives when they call the elderly on the telephone or pose as craftsmen at victims’ doorstep, or they appeal to victims’ readiness to help by pretending to be a family member in a situation of distress and needing support. This is what happened to Joe F. but he was one of the lucky ones who figured out it was a scam. Too many other seniors fall victim and lose. It seems simple enough not to trust strangers but who can protect the senior when the abuse is coming from someone known and trusted? Lawyers need to be aware their services may be used by family members or caregivers as a means of financial abuse. Hannah (2016) often, a lawyer may be asked to draft documents that provide an elderly persons family member or caregiver with an opportunity to steal the elderly person’s possessions. Education provided to law firms includes reviewing the tactics of a potential perpetrator and how they seek to gain access to a senior’s finances. This education is helping to reduce the incidences of elder financial abuse. As a home health nurse, I will use this research to help educate the elderly patient population that I serve. One of a nurses primary ethical responsibilities is to work with the patient to provide care that maximally enables the physical, emotional and social well-being of the patient. A nurse is also responsible for protecting and advocating for patient’s safety and rights. Protecting the elderly patient from financial abuse is truly advocating for your patient. Nurses also have a responsibility to work with the public and other professionals to foster local, community, and national efforts to improve the financial safety of the elderly population. I have learned to be more empathetic, to help provide emotional support by listening and allowing patients to express how they feel about be a victim of financial abuse. The older adult is often ashamed to admit that they have succumbed to financial abuse. Nurses have a unique opportunity to talk to their patient who have been victimized about their feelings and may also be able to suggest a referral to a professional who is experienced in dealing with financial abuse victims. The nurse may also be the first person to recognize symptoms of depression or suicidal intent of abused elderly victims. The elderly population is entitled to a safe, quality life free from financial abuse. Many nurses and other professionals are working to enhance this safe quality of life for the elderly. This article has reviewed what these health care providers and other professionals have already done to promote safe financial environment and suggests activities that can further enhance the safety of our care of the Elderly form financial abuse.   Nurses are playing, and will continue to play, an ongoing role in the movement to protect the elderly from financial abuse. References Burnes, D., Henderson, Charles R., Sheppard, C., Zhao, R., Pillemer, K., & Lachs, Mark. (2017). Prevalence of financial fraud and scams among older adults in the United States: A systematic review and meta-analysis. American Journal of Public Health, 107(8), E13-E21. doi:http://dx.doi.org/10.2105/AJPH.2017.303821 Goergen, T., & Beaulieu, M. (2010). Criminological theory and elder abuse researchfruitful relationship or worlds apart? Ageing International, 35(3), 185-201. doi:http://dx.doi.org/10.1007/s12126-010-9063-2 Hannah, J. M. (2016). Financial abuse of the dependent elder: A lawyers ethical obligations. Family Law Quarterly, 50(1), 117-121. Retrieved from https://ezproxy.southern.edu/login?url=https://search.proquest.com/docview/1807742181?accountid=28568 Jackson, S. L. (2015). The vexing problem of defining financial exploitation. Journal of Financial Crime, 22(1), 63-78. Retrieved from https://ezproxy.southern.edu/login?url=https://search.proquest.com/docview/1648112727?accountid=28568 Oumlil, A. B., & Williams, A. J. (2011). Financial services and the elderly poor: Development and implementation of sustainable intervention strategies. Journal of Financial Services Marketing, 15(4), 274-286. doi:http://dx.doi.org/10.1057/fsm.2010.23 Tacchino, K. B. (2017). Preventing financial elder abuse. Journal of Personal Finance, 16(1), 78-88. Retrieved from: https://ezproxy.southern.edu/login?url=https://search.proquest.com/docview/1925859899?accountid=28568

The Representation of Evil in Stevensons Dr. Jekyll and Mr. Hyde Essay

The Representation of Evil in Stevenson's Dr. Jekyll and Mr. Hyde This essay will show how evil is represented in Robert Louis Stevenson's 'Dr. Jekyll and Mr. Hyde'. 'Dr. Jekyll and Mr. Hyde' is about evil and the duality of people's personalities. To show this I will focus on Stevenson's use of characterization, setting, historical, social and cultural context, settings, symbols and language. Robert Stevenson lived in the Victorian era, this was a very repressive and strict society where it was expected that middle class men would visit prostitutes. This was because people were not supposed to be like animals and have animal instincts such as lust. This meant that middle class men would only sleep with their wives so they could have children and carry on the bloodline. This society would have influenced Stevenson as he was a middle class man himself and he would have experienced his own stifled emotions and hidden instincts, such as lust and rage. Stevenson may also have taken inspiration for the character Mr. Hyde from the crimes of Jack the Ripper who was committing his violent crimes on women at that time. Stevenson may have also been influenced by Mary Shelly's 'Frankenstein', which also deals with the themes of dual personalities and evil. In the text Stevenson uses a lot of powerful imagery when describing Mr. Hyde. He uses words such as detestable and deformed. These words create a picture in the readers mind and give them a general feeling of horror, evil and mistrust. Through out the play Stevenson refers to Mr. Hyde as an animal "God bless me the man seems hardly human". This makes the reader picture Mr. Hyde as s... ...one is particularley important and relevant due to the advances of science, which have seen scientists able to clone human embryos. As we can see in 'Dr. Jekyll and Mr. Hyde' and also in Mary Shelley's 'Frankenstein" people who play with nature and do not take responsibility for their work and creations ultimately end up creating evil things which they do not understand or know how to control. It could be said that Stevenson wrote the story as a warning to Victorian society about repression and science or maybe it was just an interesting mystery story, which happens to have like many fictions and stories to have become almost true. To conclude I think that evil is effectively portrayed in 'Dr. Jekyll and Mr. Hyde'. Stevenson does this by focusing mainly on the themes of duality and suppression of and in human nature.

Darren Mansaram (or Flash as he is better off known) scored one of the best goals he had ever scored in his short career

Darren Mansaram (or Flash as he is better off known) scored one of the best goals he had ever scored in his short career. Only eighteen years of age, but an up and coming star of the future hit the sweetest of shots to keep Grimsby Town in the F. A Cup. Grimsby was playing Burnley in the third round of the F. A Cup for a place in the fourth round maybe to face one of the premiership big boys. It was a miserable day with snow coming down in buckets. The previous league match at Grimsby was called off because of a waterlogged pitch so this match was lucky to go ahead. The eighteen year old from Doncaster was named in the starting eleven to face the team they had beat 6-5 two months previously. With the ground quickly filling up, the players came out of the dressing room onto the pitch for a warm up. Every Grimsby player applauded the Grimsby fans for their support and every person in the crowd applauded back. The team started their warm-up and there, right in the middle was Darren Mansaram. This was to be his first F. A. Cup match of his career and it was definitely going to be one to remember. Kick Off was approaching quickly and the snow seemed to have cleared, so the referee gave to ‘all clear' for the match to go on. The ground was rather full as the players came out of the tunnel, the Grimsby faithful applauded their team and the Burnley faithful applauded theirs. The officials called in the two captains to determine who was to kick off. It was to be Grimsby to kick off left to right towards the away end. Flash and David ‘Digger' Soames to kick off, playing the ball back to Stuart Campbell who in turn plays it to player/manager Paul Groves. Groves loses out to Paul Weller who plays a first time ball to Arthur Gnohere. He hits a long ball over the top of the Grimsby defence, Georges Santos looks over at the linesman to see if there is an off-side, Robbie Blake chases it down, takes it around the Grimsby keeper, Danny Coyne, and hits a shot which smacks the upright. The Grimsby defence can't clear it, Tony Grant comes steaming in and whacks the ball straight over the Pontoon. The town fans cheer with sheer delight as they watch the ball disappear. Grant got right under the ball there. Danny Coyne to take the goal kick, it's a brilliant kick which Stacey Coldicott heads on straight for ‘Digger' Soames who chases it down and hits a first time shot right into the Burnley keeper's arms. A great chance for Grimsby turned into a wasted opportunity. Marlon Beresford clears the ball for Burnley, Georges Santos heads the ball clear. It's pumped straight back into the box by Mark McGregor; Coyne comes flying out of his goal and gathers the ball comfortably. He rolls it out to Gallimore who plays a first time ball to Ford. Ford to Santos, up to Cooke who controls the ball well. Cooke has the ability to take people on from here. Branch and Gnohere quickly close Cooke down. Cooke decides to dribble the ball. He's took it past Branch, skips past the challenge from Gnohere. It's three on two for Grimsby here, what can Cooke do? Who can he pick out? It's a great ball behind Cox. Digger Soames is onto it. One on one with Marlon Beresford. Beresford makes himself as big as possible, Digger slides the ball underneath Beresford and just the wrong side of the post. The Burnley supporters look happy to see the ball slide the wrong side of the upright. Great play by Grimsby, deserved a goal there. Beresford to take the goal kick. He's taking his time with it to slow down the flow of play. Super goal kick headed away by McDermott, headed on by Groves. Cleared by McGregor, Ian Moore controls the ball. Forty yards out, dribbles the ball around Coldicott, Groves comes steaming in. Moore skips past the challenge from Groves, slides a ball around the back of the Grimsby defence, Alan Moore is onto it. Just Coyne to beat. SUPER GOAL from Alan Moore, 1-0 Burnley. Coyne is absolutely furious with his defence. The Burnley fans jump up as overjoyed as Moore himself. Flash to precede the match with the kick off. He plays the ball to Digger who picks out Cooke with a pin-point pass. Cooke, back to McDermott. McDermott brings the ball in-field, Santos goes the opposite way. Great play here from Grimsby. Santos plays a neat one-two with Cooke, Santos keeps going. He sees Flash in space and plays a tidy ball around the back of the Burnley defence. Flash runs onto it. Cox comes flying in with the challenge. Flash neatly tucks the ball between Cox's legs. This is great build-up play from Mansaram. The town faithful are on their feet, urging Flash on. He spots Digger making his way into the box. Superb ball straight to the head of Digger Soames, Just wide, if anything deserved a goal that certainly did. Beresford to resume play, just a short kick out to Cox, who turns and controls well. Tony Grant receives the ball at half way. Grant runs with the ball, past Groves, past Santos. One on One with Coyne. The shot deflects off Coyne's legs straight to WELLER. 2-0 to Burnley who I dare say justify this lead. Player/Manager Groves can't believe that his side are 2-0 down to the team they beat 6-5. Where on earth was the Grimsby defence there? Digger to kick off for Town as they look to come back from 2-0 down to beat this Burnley side. Coldicott in possession of the ball for Town. Groves takes over and plays it to Cooke. Cooke attempts to play a cross-field ball to Gallimore, which finds its intended target. Gallimore plays a neat one-two with Santos. Gallimore to Campbell, who plays a first time ball to Stacy Coldicott. Town are keeping possession well here. Coldicott in midfield plays the ball back to Ford. Ford leaves it for Coyne, who hits the ball first time to out to McDermott. McDermott turns and sees Cooke in space. Cooke receives the ball at half-way. He's got time and space to run with the ball here. Cooke takes the ball on, Gnohere comes across. Cooke skips past the challenge from Gnohere. The crowd urges Cooke on. Cooke comes in-field, he's got time to cross a ball in. It's a superb ball onto the head of Mansaram. It smacks the upright and bounces out. Groves has a shot, which is blocked by Branch. Coldicott hits a shot which is saved by Beresford. What a goalmouth scramble. Campbell hits a screamer which is blocked on the line by Cox. Finally Ian Moore clears the ball for Burnley and the defence can breathe again. Grimsby are really trying to get back into the match. Graham Rodger the assistant manager screams instructions to the captain McDermott and to player-manager Paul Groves. For the time being it is Burnley in the lead and Burnley in possession with Papadopoulos. This is his first real touch in this exciting and productive first half. Thirty Seven minutes in and its Grimsby Town 0, Burnley 2. Papadopoulos with a one-two with Grant. Papadopoulos keeps going and slides a ball through the middle of the defence. Alan Moore is chasing the ball down, Coyne comes flying out of his goal. Moore has to get past Santos first. He's done that successfully. He's one on one with Coyne. Coyne still flying from his goal line, collects the ball comfortable. The danger is over for Grimsby. Burnley are to make a substitution here, It's going to be Paul Weller to leave the field of play to be replaced by Paul Cook. Grimsby will be happy to hear the referee's whistle for half time. There is two minutes plus stoppage time left. McDermott is in possession for Grimsby. He's trying to slow things down here. He plays it back to Coyne, Coyne controls the ball and takes his time before playing the ball to Gallimore. The fourth official holds up the electronic board. He's indicated one added on minute. Gallimore to Georges Santos straight to Groves. Groves hits a ball over the top of the Burnley defence, Digger chases after it. Last chance for Grimsby. Digger has two defenders to beat. Cox and Gnohere. He beats Cox comfortably, only Gnohere to beat. Gnohere takes the ball off Digger and pumps a ball up-field. The Burnley crowd breath a sigh of relief. The referee blows for half time. What an exciting, action-packed first half, more of the same is expected in the second. Burnley are two goals up here against a weak Grimsby side compared to the one almost two months ago. Well, Grimsby have had the most possession but it's Burnley who have got the rewards for their hard work. At half time here at Blundell Park, it's Grimsby Town nil Burnley two. Half time entertainment here at Blundell Park today with to local junior sides are playing in a mini tournament. I wonder what is going on in both changing rooms, do you? Well wonder no more because in both changing rooms we have installed microphone camera's, so off to the home changing room to get an idea of the atmosphere in there. What a pathetic performance you lot are showing, absolutely pathetic' Graham Rodger, the assistant manager, was yelling at his players. ‘Either buck your ideas up or some of you are going to be put on the transfer list' he continued. Ok, I think we are getting the point that the Town assistant manager is appalled with the first half performance of the mariners. Off to the away dressing room we go. I presume it's a better atmosphere in there. ‘E. I. E. I. O through the F. A Cup we go, when we get Man United, this is what we'll sing. We are Burnley, we are Burnley, Ternant is our king' Wow, they are really enjoying today. Grimsby Town are coming out for the second half. Grimsby Town look fired up for a tense and nerve wracking forty-five minutes for the Grimsby Town supporters. There is no sign of Burnley yet. I can tell you there have been no substitutions during half time. Papadopoulos and Blake to get this second half under way. Blake back to Grant who gives the ball to Cook. Cook plays a neat one-two with Branch, Cook continues down this left hand touchline. He comes in-field and gives the ball to Alan Moore who loses out to Groves. Groves, who is just inside his own half, plays the ball back to Santos who kicks it first time to Gallimore. Santos looks like he has injured himself but play continues with Gallimore. Gallimore to Campbell. An over-hit pass there from Gallimore which Campbell controls brilliantly. He turns, looks up and sees Digger in Space. Campbell decides to take the ball on himself. Santos is signalling to the bench that he wants to come off. Campbell to Mansaram. Mansaram to ‘Digger' Soames. Soames tricks the defender into going one way and he goes the other. Excellent build up play from Grimsby Town. Digger sends in a left footed cross which falls onto the head of Coldicott. Super header from Coldicott smacks the bar, Terry Cooke comes flying in and sails the ball straight into the stand. Beresford takes his time in retrieving the ball from the stand containing Grimsby supporters. Grimsby Town to make a substitution here. It's going to be Steve Chettle coming on for Georges Santos. Beresford to resume play from the goal kick, plays a ball up-field trying to find Alan Moore. The ball doesn't reach him but is headed away by Groves. Coldicott picks it up on half way, controlled well. He picks out Cooke with a precise pass. What a good game Cooke and Coldicott are having. Cooke on the right wing plays the ball to Mansaram who gives the ball back to Cooke. Great play from Grimsby Town, the crowd are really getting behind Grimsby. Cooke travels further with the ball. There is only ‘Digger' Soames in the box. Cooke decides to shoot himself. It's a real pile driver of a shot that Beresford can only tip behind for a corner. The crowd are buzzing with excitement. Campbell to take the corner for Grimsby. There are six in the area for Grimsby including Cooke, Mansaram and Chettle. The ball is driven into the area to Cooke who stumbles under a challenge from Cox, Burnley manage to clear the ball. The referee blows his whistle, the crowd are astonished to hear the whistle, and the players are totally astounded to hear it. The referee points to the penalty spot, he's awarded a penalty to Grimsby Town, possibly for the slight challenge on Cooke, we'll never know. Cooke has got up and is ready to take the penalty himself. He puts the ball on the spot, this to make it two-one. The crowd are trying their best to put off the Burnley keeper. It's Cooke against Beresford. Cooke takes a run up and belts the ball. GOAL. Grimsby Town are back into this game thanks to a dubious decision by the referee. At Blundell Park, Cleethorpes its Grimsby Town One, Burnley Two. Burnley are absolutely furious with the decision but ‘The show must go on'. Stan Ternant, the Burnley manager, is angry at the officials, he's having a right go at the fourth official. The referee sees it. He's walking over. He's talking to the official. He's going over to Stan. The referee has sent him away from the dugout. I presume that is for the abuse he was giving the fourth official. He will certainly be complaining about these officials to the F. A. Burnley to resume play from the centre circle. Papadopoulos plays the ball back to back who spots Grant running down the left touchline. Brilliant ball straight to the feet of Grant who loses out to McDermott. McDermott plays a long cross-field ball to Campbell who turns well. Grimsby look like they are going to make a substitution, Chris Thompson is warming up on the touchline. Groves receives the ball at half way and takes his time before playing a ball back to Santos. Santos to Gallimore on this left touchline. Thompson is ready to come on when the ball goes out of play. Gallimore hits a long ball up to Cooke who mis-controls and the ball rolls over the line for a Burnley throw-in. It's going to be a double substitution for Grimsby Town. The electronic board goes up, it's going to be 14 Chris Thompson for 20 David Soames and 12 Jonathan Rowan replacing 2 John McDermott. Burnley to take the throw-in with Branch. Gnohere receives the ball who gives it to Cox. Up-field straight to Paul Cook. Cook runs with the ball, trying to take on the Grimsby defence by himself. He's past Groves, skips past the challenge from Ford and rides the challenge from Santos. Only Coyne to beat. Cook tries to slide the ball underneath Coyne. He's done that successfully. Coyne got a touch, the ball is rolling towards the line, Santos is trying to get back. What a brilliant clearance off the line from Santos. Grimsby are straight on the attack with Cooke on the ball. Cooke hits a ball up-field to Mansaram. Great touch to control the ball. Mansaram brings the ball out left, he's got support from the packed Grimsby midfield. He's turned brilliantly, he's going back to where he started. He turns well again and strikes a left footed shot. GOAL, wow what a superb shot straight past the helpless Beresford. There was nothing the goal keeper could do there. After 88 minutes, it's Grimsby Town 2 Burnley 2. Burnley are devastated by that, that they decide to make an attacking substitution. Dimitrios Papadopoulos is coming off to be replaced by Gordon Armstrong. The fourth official holds up the board and indicates two minutes added time. The ninety minutes are up, Grimsby are under a lot of pressure from the Burnley attack. The referee blows his whistle for full time, it's finished Grimsby Town 2 Burnley 2.

President Washington s Foreign Policy Essay - 1579 Words

It is inaccurate and negligent to state that George Washington was of little consequence within his administration in directing American foreign policy, and that his advisors upstaged him in respect to directing foreign policy for the new nation. President Washington directed successful foreign policy initiatives with the assistance and recommendations of his advisors, a right guaranteed in the United States Constriction for not only the President to inform foreign policy, but for the President to receive assistance from ministers (Reuter 151). Washington’s advisors, which included Alexander Hamilton, Thomas Jefferson, John Jay, and Henry Knox, did not nor could they eclipse Washington’s foreign policy successes. President Washington sought recommendations on the foreign policies he created, honoring and respecting the offices, appointments, and expertise of his secretaries and advisors. Washington’s aims for foreign affairs during his eight years as President wa s to remove the United States from European conflicts, and instead, focus on leading the United States in becoming a nation that would be recognized and respected as a legitimate nation, both domestically and internationally (Reuter 30). He provided his advisors with his intended aims and visions, also granting them free reign to help him establish foreign policies. Any policy successes of Washington’s advisors were successful due to the careful deliberation and direction provided by the President, which ultimatelyShow MoreRelatedThe United States Foreign Policy1667 Words   |  7 PagesAnderson’s Foreign Policy Analyst, the following memo will address three areas of the United States’ foreign policy. The U.S. has gone through may transition when it comes to its foreign policy. The United States has been an isolationist, neutralist, and internationalist country from the year it was founded to now. 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